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So finally, you have decided to Invest in Property

Property Investment can be a very rewarding way to get on the property ladder and look to build wealth for future. It is tried and tested method for most investors who plan to retire comfortably. Whatever might be your reason to invest and whether you are an astute investor or first-time investor, there are few things you need to know

  • Loan Structuring: It is a very important aspect of property investment that your loans are structured correctly, not only to maximise tax benefits, but also to make sure that you safe-guard your primary home against any investment property pitfalls. Loan magnet has specialised Investment Property Finance specialists, who will run through the process in details to make sure that your loan structuring is done right to avoid any mishaps later. They will explain to you about “How to maximise tax benefits on the interest you pay on your investment loans” and also “How to avoid cross-collateralisation of your principal home” It is so important to have it right from the start.
  • Utilise your equity to sometimes pay no deposit to purchase your investment: If you have built equity in your current home or other properties, our loan specialists will show you how to leverage on the equity to pull out enough funds, so that you don’t need to dig into your pocket to pay for any deposit towards your new investment property purchase.
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Here is How Investment Loan process works


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Tell us about you

Provide details of your current financial situation and your lending needs.

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Verification Call

One of our mortgage experts will call you within 24 hours to check if all information is correct and if any additional information required.

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We shortlist options

Based on information provided, our experts compare 40+ lender products to choose the right ones for you with a detailed comparison schedule.

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Choose Your Loan

With expert recommendations, you will then make an informed decision of the loan that is best for you.

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Upload documents

Easily upload all required docs via an online link and submit.

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Loan Approval and Settlement

Our team will keep you informed of the progress every step of the way till the loan is settled.

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Find out more about switching to a better home loan

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How often can you refinance your home loan

To find the best home loan for you, there will be a few questions we need to ask. Once you have decided on a loan product, we will need to collect a few more points of personal data.

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How to negotiate a lower interest rate

Since 2010 we launched Lending Legends, a corporate social responsibility program designed to give our people the opportunity to give back to the local community.

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6 Hacks to pay off your home loan faster

We've already helped thousands of Australians find better homes loans but in the last few years, the home loan market has become even more complex.